Today, it’s nearly impossible to get through life without a form of credit. And for many people, that’s not a bad thing. However, it can be a destructive thing if used improperly, so it’s always important to be mindful of how credit decisions can affect you. Every time you apply for a credit ca...
If you have a credit card in your wallet, you have a credit history. If you have a loan or have borrowed money for a large purchase, you have a credit history. When it comes to financial dealings, it’s good to know your history. You don’t need to know every little detail though, and that’s where a c...
Credit is a pretty important factor in a lot of decisions, but does credit really matter? Credit will affect a lot of decisions in your life, including mortgages, car loans, and credit card approval. If it’s important for you to secure any type of funding to purchase something, then credit more than...
You’re certainly not the first adult to ruin your credit. For some of you, this has happened, not once but twice. In fact, 68% of Americans destroy their credit by the age of 30. The good thing is, it can be fixed. The bad thing is, the longer it takes to fix it, the more it will continue ...
You spent the last few years building up your credit by limiting spending on credit cards and making all your payments on time. Now you finally got the credit score that you were aiming for, but now what? A good credit score can help you get access to more and cheaper lines of credit, but ...
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