Credit scores range from a low of 300 to a max of 850 and most people lie somewhere in between. However, there are a few people, approximately 30,000, who have the lowest credit score possible. In most cases, having a credit score of 300 is the opposite of desirable and makes it nearly impossible t...
Creating a budget can be stressful and extremely difficult if you've never done it before. You want to make sure you don't limit yourself and that you cover all of your expenses throughout the month. It can also be a lot of work to track where your money is going and make cuts to your spending. It'...
You spent the last few years building up your credit by limiting spending on credit cards and making all your payments on time. Now you finally got the credit score that you were aiming for, but now what? A good credit score can help you get access to more and cheaper lines of credit, but...
Securing a loan with a cosigner, especially in cases like student loans, can be great in order to secure the lowest rate possible. However, we know it's not always possible to get a loan with a cosigner. If that's the case, we want to help you find the best option for you. With all these options ou...
By now, everyone has heard of the Nigerian Prince email scam, but scammers are getting smarter. They can take a company that you have an account with and make an email that is almost indistinguishable from the actual company. They trick you into giving them some personal information, so they can st...
Credit scores range from a low of 300 to a max of 850 and most people lie somewhere in between. However, there are a few people, approximately 30,000, who have the lowest credit score possible. In most cases, having a credit score of 300 is the opposite of desirable and makes it nearly impossible t...
The American dream is becoming just a dream for more and more people. As of 2017, over half of all Americans have less than $1000 in their savings account. This includes 39% of people who saved nothing and also 25% who have saved over $10,000. This money saving issue also affects those who are look...
Creating a budget can be intimidating and overwhelming if you've never done it before. You want to be able to stick to your budget, but you also want flexibility for everything that happens. A budget can be a really helpful tool to prevent overspending, if you do it right. Having the right budget i...
There's no quick and easy fix for debt, unless you come across a huge windfall. If you're like most people, you probably don't have a lot of extra cash laying around to deal with your problems. However, it's still possible to become debt free! It just takes discipline and creativi...
With tax day right around the corner, everyone is trying to maximize their return. And with the current tax system there's always little deductions that you can add to help you get a bigger tax break. There are many deductions and credits that can be confusing to follow. Some deductions only work i...
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