Valentina

Blog by Valentina

Do ISAs Have a Racial or Gender Bias? New Study Suggests the Answer is “No!” 

Last week, an organization called Jobs for the Future (JFF) released the results of a statistical study they undertook to investigate whether or not Income Share Agreements (ISAs) reflect either a racial or gender bias in the distribution of their use. The report concluded that there is no bias in t...

Valentina
25.04.22 11:39 PM - Comment(s)

There are probably few people that would say dealing with financial insecurity is fun. Indeed, financial insecurity, especially in its most dangerous forms such as housing and food insecurity, can lead individuals into a downward spiral of stress and chaos. Finding yourself in a vortex of increasing...

Valentina
19.04.22 12:26 AM - Comment(s)
Join Defynance At The TELUS CSW Accelerator Demo Day!
This week marks the end of Defynance’s participation in the AlchemistX TELUS Community Safety and Wellness (CSW)


 Accelerator program! The program wraps with an exciting Demo Day. We’d love it if you joined us to watch 20 incredibly impactful startups present their companies and their offer...

Valentina
19.04.22 12:26 AM - Comment(s)

Now that you have received a call to interview for your dream job, make sure to make the most of this opportunity.  

A job seeker undergoes multiple phases during the hiring process. The interview is the most crucial phase as you interact with the company speaking to people who are responsi...

Valentina
05.04.22 04:54 PM - Comment(s)

Traditionally, refinancing means paying off one loan and replacing it with another loan but hopefully with lower payments or a lower interest rate. Now student loan borrowers have an even better option that can eliminate their student loans and get them affordable payments: the Defynance Income Shar...

Valentina
30.03.22 12:30 AM - Comment(s)


Debt is rising for Americans, and even though some debt such as mortgage debt is seen as financially viable, other consumer debt such as car loans and credit cards can be detrimental to an individual's financial wellbeing.  


According to Northwestern Mutual's 2021 Planning & Progress St...

Valentina
21.03.22 06:14 PM - Comment(s)


Since 1976, the month of February has been dedicated to celebrating the history and accomplishments of African-Americans. Black History Month provides an opportunity to acknowledge African-Americans for their contributions to American society and appreciate how they have overcome great adversities t...

Valentina
21.02.22 10:36 PM - Comment(s)
10 of the Most Inspiring Quotes - Dr. Martin Luther King Jr.

Equality and justice were the pillars on which Dr. Martin Luther King Jr. built the foundation of the civil rights movement that he led.

Dr. King strongly believed in social justice. He inspired millions of Americans to fight for their rights and others to stand with them.


 Inspired by Mahatma Ga...

Valentina
25.01.22 09:56 PM - Comment(s)
How To Start Investing Even If You Aren’t Rich Yet

What could be the best way to grow your funds? Investing would be the most obvious answer. Investing is a tricky business and can be intimidating for many beginners as there's a lot to grasp. However, with mere basics, you can start growing your funds gradually and learn your way into it.


To begin wi...

Valentina
18.01.22 11:02 PM - Comment(s)
Student Loan Repayment Freeze Extension... Is it a Relief?

The Biden administration has further extended the student loan repayment freeze until May 2022. However, one cannot neglect expressions like "one last time" and "prepare for repayments to restart" which accompanied this statement.


There's a shared sentiment among student loan hol...

Valentina
10.01.22 11:54 PM - Comment(s)