Even though income share agreements (ISA) have only recently gained popularity, the idea has been around since the 1950s. After Milton Friedman proposed the idea, it took some time before anyone attempted to implement it. In the 1970s, college tuition began to rise across the country and universiti...

Defynance does not produce debt because we are not lenders.  Defynance empowers futures by getting rid of the burden of debt for our income sharers.  We free them up to pursue their career ambitions and life passions.  With our innovative and fair Income Share Agreement (ISA) product...