With the upcoming election just around the corner and the 2020 presidential candidates preparing their campaign, it's important to look at their stances on important issues. And what issue is hotter right now than the $1.5+ trillion student loan problem. It seems to be the biggest topic of the elec...

College is a big investment, and your major can have a big effect on the return of that investment. It's no secret that some college majors pay more than others, but which are the highest paying majors? It's no surprise that majors in STEM, health, and business fetch the highest paying jobs. Howeve...

It's completely normal for you to approach your employer about a raise. In fact, it should be expected. Those who negotiate their salary have a 7% higher salary on average compared to those who don't. Even though that statistic is for salary negotiation, it shows that asking can help in most cases....

They say the grass is always greener on the other side, but this may not always be true. If your personal income is above the average two-person household, then the grass may likely be browner. This only applies if you consider your income as an indicator of "how green your grass is...

In the United States, it's almost impossible to avoid debt and most people burdened by it. For some people, their debt is tied up in earning college degrees, while others may have it invested in their home. Whatever the debt may be, many people struggle with it and hold a lot of it. However, what i...

You just got your degree, now what? In most cases, you're either going to begin working or pursuing another degree. If you're one of the many who are looking to work afterwards, it can be difficult to find the right job after college. 53% of graduates are either unemployed or working in a job that ...

Right now student loan debt and a lack of savings by student loan borrowers are two of the most pressing financial issues in America. In fact, nearly 70% of Americans have less than $1000 saved. When we set out to create the Defynance Income Share Agreement (ISA) platform, we wanted to tackle both ...

12 years ago, the Public Service Loan Forgiveness (PSLF) program started to encourage people to work in the public sector. Since the program takes 10 years of qualified payments, people have only been eligible to receive forgiveness since 2017. To be eligible for the program, you must be working fu...

Credit scores range from a low of 300 to a max of 850 and most people lie somewhere in between. However, there are a few people, approximately 30,000, who have the lowest credit score possible. In most cases, having a credit score of 300 is the opposite of desirable and makes it nearly impossible t...

The American dream is becoming just a dream for more and more people. As of 2017, over half of all Americans have less than $1000 in their savings account. This includes 39% of people who saved nothing and also 25% who have saved over $10,000. This money saving issue also affects those who are look...