Defynance isn't like other student debt refinancers out there. Instead of replacing one loan with another loan, we eliminate your debt entirely with an ​income share agreement (ISA)​. When you refinance student debt with an ISA, you get added benefits and protections. With an ISA, you only pay...

You just got your paycheck and have some extra money left over, what do you do? One difficult question that you may have at the moment, is should you pay off some loans and other debt that you have? Or should you invest and make your money work for you? As always, the answer is that it depends. The...

It's extremely important to invest your money, if possible. If you haven't started yet, you should start as soon as soon as you can, because the earlier you start, the more you can make. Some things, like rent and food, take priority over investing, but it should still be high on your list of finan...

With the presidential elections coming up, the candidates are putting their ideas out there on some of the hottest topics around. And what topic isn't hotter than student debt right now? Elizabeth Warren has proposed forgiving a large chunk of outstanding student debt. While another hopeful, Bernie...

On November 8, 1965, President Lyndon Johnson signed the Higher Education Act of 1965, which attempted to increase access to higher education. Creating a nationwide uproar of rules and regulation changes via all US Colleges and Universities. With the Influx of most students on campuses rather than ...

Income share agreements (ISAs) have been making strides for some time now. At the moment, most have been utilized as an alternative to student loan debt. However, the utility of an ISA should not just be limited to education. It can be a tool utilized in a variety of situations, especially those wi...

Even though income share agreements (ISA) have only recently gained popularity, the idea has been around since the 1950s. After Milton Friedman proposed the idea, it took some time before anyone attempted to implement it. In the 1970s, college tuition began to rise across the country and universiti...

Meet Tom, a 40-year old who has been working in healthcare for the past 10+ years. Tom doesn't feel satisfied with his job, but it's all he knows. He thinks to himself, "There's no way I can change careers now. It's too late for me, besides what would I even switch to?" If this sounds lik...

Refinancing your student loans can be tempting, especially with the latest news of federal rates getting cut. Now may be the best time to refinance student loans. This is due to interest rates on student loan refinancing staying lower than they have been in a while, some as low as 2.27% for some ca...

With college costs and student debt issues rising, a lot of people are beginning to ask if college is worth the cost. College is expensive and leaves a lot of people struggling to pay back their debt. However, college can also lead to higher-paying careers. When evaluating if college is worth it, t...