Valentina

Blog by Valentina

Why you need an emergency fund

Setting up an emergency fund can set you up for success in the future. An emergency fund is a separate account that you set up in case of, well, an emergency. Typically, you want to be able to cover at least 6 months of expenses in case anything happens in your life. Essentially, you need an emerge...

Valentina
03.02.20 09:35 PM - Comment(s)
Do you have to pay back Fafsa? Plus 3 ways to pay back student loans faster!

The Free Application for Federal Student Aid, or FAFSA for short, is exactly what it sounds like. It's an application that you can fill out in order to receive federal financial aid. Filling it out is beneficial: it costs you nothing and can give you access to grants or loans for you...

Valentina
27.01.20 09:57 PM - Comment(s)
The State of American Debt

Debt is a fact of life. It follows us everywhere and is readily available for many big purchases, like cars and homes. In fact, the average American debt sits at nearly ​$38,000​ a person. This is mostly spread across the four main types of debt: Mortgages, Student Loans, Auto Loans, and ...

Valentina
21.01.20 10:46 PM - Comment(s)
How to Refinance Student Loans (the new way)

Refinancing student loans can be stressful and time consuming. As you do research, you realize there's a lot of companies out there, but it looks like they all provide the same service. And all these companies just replace your student loans with another loan. With all these companies offering the ...

Valentina
13.01.20 10:13 PM - Comment(s)
The Best Way to Refinance Your Student Loan in 2020

If you're looking to refinance your loans it can be extremely confusing and frustrating. It takes a lot of time to learn what your options are, along with the benefits and drawbacks. On top of that, there's a lot of different companies out there that are able to refinance student loans, so which on...

Valentina
06.01.20 09:32 PM - Comment(s)
Everything you Need to Know about Income Share Agreements

Income share agreements, or ISAs for short, have gained a lot of ground the last few months. This includes a number of proposed bills in congress. An ISA is a contract in which a person agrees to share a set percent of their income in exchange for an agreed upon amount of funding. With an...

Valentina
30.12.19 09:21 PM - Comment(s)
How Defynance offers interest free student loan refinancing

You heard that right! Defynance currently offers interest free student loan refinancing to anyone who's eligible. We revolutionized the way that people think about student loans. Our program is designed to be fair for everyone and to protect you at your lowest points. We've aligned our goals with ...

Valentina
23.12.19 09:52 PM - Comment(s)
How to start your side hustle
To start your side hustle, all you may need is a phone and a car.

Are you currently strapped for cash? A lot of people are starting to feel the squeeze on their wallets. Maybe that's why 49% of Millennials have a side hustle. You may not even be that strapped for cash, but still want some extra money to spend. A side hustle can be an easy way to make that extra m...

Valentina
17.12.19 01:53 AM - Comment(s)
How to avoid getting scammed on the Internet

By now, everyone has heard of the Nigerian Prince email scam, but scammers are getting smarter. They can take a company that you have an account with and make an email that is almost indistinguishable from the actual company. They trick you into giving them some personal information, so they can st...

Valentina
09.12.19 10:40 PM - Comment(s)
How to get your budget ready for a vacation
Making sure your budget is ready for a vacation can help you make the most of it.

So you want to go on a trip sometime soon? Maybe a nice getaway you've never been to before in another country? It should be a stressful and carefree and relaxing time. That is, if you plan for it. Planning can be stressful and not that exciting, but it will take a lot of stress off of you during y...

Valentina
02.12.19 08:31 PM - Comment(s)