Setting up an emergency fund can set you up for success in the future. An emergency fund is a separate account that you set up in case of, well, an emergency. Typically, you want to be able to cover at least 6 months of expenses in case anything happens in your life. Essentially, you need an emerge...
The Free Application for Federal Student Aid, or FAFSA for short, is exactly what it sounds like. It's an application that you can fill out in order to receive federal financial aid. Filling it out is beneficial: it costs you nothing and can give you access to grants or loans for you...
Debt is a fact of life. It follows us everywhere and is readily available for many big purchases, like cars and homes. In fact, the average American debt sits at nearly $38,000 a person. This is mostly spread across the four main types of debt: Mortgages, Student Loans, Auto Loans, and ...
Refinancing student loans can be stressful and time consuming. As you do research, you realize there's a lot of companies out there, but it looks like they all provide the same service. And all these companies just replace your student loans with another loan. With all these companies offering the ...
If you're looking to refinance your loans it can be extremely confusing and frustrating. It takes a lot of time to learn what your options are, along with the benefits and drawbacks. On top of that, there's a lot of different companies out there that are able to refinance student loans, so which on...
Income share agreements, or ISAs for short, have gained a lot of ground the last few months. This includes a number of proposed bills in congress. An ISA is a contract in which a person agrees to share a set percent of their income in exchange for an agreed upon amount of funding. With an...
You heard that right! Defynance currently offers interest free student loan refinancing to anyone who's eligible. We revolutionized the way that people think about student loans. Our program is designed to be fair for everyone and to protect you at your lowest points. We've aligned our goals with ...

Are you currently strapped for cash? A lot of people are starting to feel the squeeze on their wallets. Maybe that's why 49% of Millennials have a side hustle. You may not even be that strapped for cash, but still want some extra money to spend. A side hustle can be an easy way to make that extra m...
By now, everyone has heard of the Nigerian Prince email scam, but scammers are getting smarter. They can take a company that you have an account with and make an email that is almost indistinguishable from the actual company. They trick you into giving them some personal information, so they can st...

So you want to go on a trip sometime soon? Maybe a nice getaway you've never been to before in another country? It should be a stressful and carefree and relaxing time. That is, if you plan for it. Planning can be stressful and not that exciting, but it will take a lot of stress off of you during y...
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