Valentina

Blog by Valentina

How to create a budget that fits your needs

Creating a budget can be intimidating and overwhelming if you've never done it before. You want to be able to stick to your budget, but you also want flexibility for everything that happens. A budget can be a really helpful tool to prevent overspending, if you do it right. Having the right budget i...

Valentina
16.04.19 04:37 AM - Comment(s)
Strategies that can get you out of debt

There's no quick and easy fix for debt, unless you come across a huge windfall.  If you're like most people, you probably don't have a lot of extra cash laying around to deal with your problems.  However, it's still possible to become debt free!  It just takes discipline and creativi...

Valentina
08.04.19 11:37 PM - Comment(s)
4 Tax Tricks you May Not Have Known About
People going over their taxes and using tax tricks to maximize their returns.

With tax day right around the corner, everyone is trying to maximize their return. And with the current tax system there's always little deductions that you can add to help you get a bigger tax break. There are many deductions and credits that can be confusing to follow. Some deductions only work i...

Valentina
01.04.19 10:52 PM - Comment(s)
The Defynance ISA can be better for you than other refinance options.

Defynance does not produce debt because we are not lenders.  Defynance empowers futures by getting rid of the burden of debt for our income sharers.  We free them up to pursue their career ambitions and life passions.  With our innovative and fair Income Share Agreement (ISA) product...

Valentina
27.03.19 03:16 AM - Comment(s)
How does the Defynance ISA protect you?

Over the last few months, we've been developing a student loan refinancing solution that is balanced for everyone. Our Income Share Agreement (ISA) program is beneficial to those with student loans looking to be interest and debt free. We can refinance many types of loans with the Defynance ISA, an...

Valentina
19.03.19 12:29 AM - Comment(s)
What to expect from the Defynance private beta launch

As mentioned last week, we are excited to finally be launching our student loan refinancing solution! During the Defynance private beta, you will be able to refinance your student loan with an Income Share Agreement (ISA) that has built-in protections. The Defynance private beta will launch this Fr...

Valentina
12.03.19 01:24 AM - Comment(s)
Defynance Private Beta Set to Launch

After months of hard work, sweat, and tears (well not really but definitely work and sweat), launch the Defynance private beta launch of its Income Share Agreement (ISA) student loan refinancing product is ready. During the private beta, Defynance will refinance selected candidates who have express...

Valentina
04.03.19 11:19 PM - Comment(s)
The Newest Student Loan Debt Relief Program

The government just released a new student loan debt relief program that will repay up to $75,000 in student loans. The only catch is that the program is only available to eligible health care clinicians. This program is called the National Health Service Corps (NHSC) substance use disorder workfor...

Valentina
23.02.19 12:05 AM - Comment(s)
New Year, New Frontiers

2019 has been busy, yet fulfilling for Defynance. The entire team came together to prepare for two large events, Synapse Summit and Tampa Bay Startup Week. Writing this blog is the first time I've had a chance to catch my breath and reflect on the experience. Our team is thankful for all of the peo...

Valentina
15.02.19 10:36 PM - Comment(s)
What happens if I don't pay my student loans?

If you're struggling to pay your loan, you're not the only one. In fact, 27% of students who graduated in 2004 have defaulted on their student loans. While missing a payment of your student loans may seem alarming, there are some options that can help you out. But first, what happens if you don't p...

Valentina
08.02.19 07:09 PM - Comment(s)