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How To Be Prepared For The Upcoming Recession?

Rising interest rates, skyrocketing gas prices, turbulent markets, and inflation at a 40-year high are multiple key indicators foreshadowing a potential recession.  Some are going further by stating, “There’s no question in my mind that we’re in a recession. Maybe the economic and tec...

Monica
24.02.24 05:47 PM - Comment(s)
Is Home Ownership Affordable For Student Loan Holders? 

The benefits of homeownership in the US cannot be overstated. From reducing housing costs, improving credit scores to the accumulation of wealth, homeownership is at the heart of the American dream. Millennials though are struggling to live their homeownership dream due to student loans. A recent re...

Monica
24.02.24 05:47 PM - Comment(s)
How to Budget for Big Expenses

Shopping as an activity is relaxing for some while stressing for some others. The deciding factor for this difference in experience? A shopping budget!


On a serious note, buying capacity of an individual has a strong and direct influence on the lifestyle adopted by that person. That being said, ...

Monica
24.02.24 05:46 PM - Comment(s)
How To Start Your Side Hustle

Are you currently strapped for cash? A lot of people are starting to feel the squeeze on their wallets. Maybe that’s why 34% of Americans have a side hustle. You may not even be that strapped for cash, but still want some extra money to spend. A side hustle can be an easy way to make that ...

Monica
24.02.24 05:46 PM - Comment(s)
Best Crowdfunding Platforms for New Startups

Are you interested in investing in a hot new startup, but don’t know where to start? Well thanks to the the 2012 Jumpstart Our Business Startups Act (JOBS), now you can. Due to this, a lot of companies have began to pop up in order to help startups set up their crowdfunding campa...

Monica
24.02.24 05:46 PM - Comment(s)
What Does Working For A Startup Look Like?

In 2019 I changed from working with big enterprises to experiencing a different challenge, working for a startup.


Now, to share my experiences, let’s quickly explain the differences between a startup and a corporation.


What is a startup?

Startups are young companies founded to develop a unique product ...

Monica
24.02.24 05:45 PM - Comment(s)
What is an Income Share Agreement?
What is an Income Share Agreement?

Income Share Agreements, also known as ISAs, are a financing method that was first proposed by Milton Friedman in the 1950s. Friedman proposed the idea as a way of selling personal stock. In this agreement, a person agrees to pay a fixed share of their future income...

Valentina
02.09.22 10:27 PM - Comment(s)
Why Is Defynance The Best Option to Eliminate Student Debt


Student loan borrowers have looked to student loan refinancing as a measure to reduce their financial burden. However, refinancing existing student loans with a lower interest rate may lower the financial burden to some degree but it does not eliminate the inherent danger of debt that manifests duri...

Valentina
23.06.22 07:54 PM - Comment(s)
How Co-op Programs Add Value To Your College Degree


Finding the funds to obtain higher education is a task. While student loans help you get started with your higher education journey, they put you in debt as soon as you graduate. A co-op program as a part of the degree can help fresh graduates tackle student debt more effectively. ...

Valentina
17.06.22 11:15 PM - Comment(s)
Fintech South 2022 - My First Professional Conference


This week, Atlanta witnessed the southeast’s largest event dedicated to financial innovation, Fintech South 2022. I welcomed the opportunity to attend and represent Defynance as a market analyst with our Founder and CEO Farrukh Siddiqui.


Produced by the Technology Association of Georgia (TAG), Fintec...

Valentina
17.06.22 11:15 PM - Comment(s)