Are you drowning in a pool of student debt and unsure of how you can get yourself out? Well, some people have started leaving the United States altogether to avoid their student loans. And can you blame them? With 45 million Americans holding over $1.6 trillion in student loans,...

Have you recently had some trouble making your car payments and faced repossession? Are you worried about what this may do to your credit score and ability to get a loan? Don't worry, because you're not alone in this. In 2019, 2 million cars across the United States were repossessed. That...

We all know that student debt can be expensive, even as expensive as owning a home. So what do you do if you want both at the same time? That's tough, since a big factor when you buy a home is your debt-to-income ratio (dti). Many lenders will look at this and automatically disqualify you if it's t...

For those out there with student loans, you're probably excited to see the push to cancel some or all of your debt. Even presidential candidate ​Joe Biden​ has come out in favor of some student loan forgiveness. And while it can be uplifting to hear that you could get some much needed help with you...

Welcome to part 2 of our coverage on each candidate's student loan policy. Last week, we explored President Trump's plans for student loans. This week, we'll take a look at his main opponent, former Vice President Biden. While this may not be the factor that decides which candidate you vote fo...

It's everyone's favorite time that comes only once every few years, and no, I'm not talking about February 29. It's finally election season and the race for America's top dog couldn't be more exciting. Even though it may not be the issue to sway your vote, one of the bigger topics that ha...

That's right! Our long awaited crowdfunding campaign is almost here and you can finally invest in Defynance. Now is your chance to own a part of an exciting new startup tackling the student debt crisis. For as little as $100, you can own your own share of Defynance and help us s...

It's no surprise that college prices have risen by a lot in the past few decades. In fact, the average yearly cost of a university has risen from $4,885 in 1985 to $23,385 in 2017. This rise is significant, even when you account for rising costs from inflation. The trend holds between pub...

It's no secret that the COVID-19 has caused the worst unemployment in the US rate since the Great Depression, ballooning from ​3.8% all the way to 14.4%​ in just two months. We even experienced the most unemployment claims in one week, ever. And while things may be looking grim, it will get better ...

So you're looking to take out a loan and you see the variable rate and fixed rate options and wonder, which one should you get. Well, like many of the problems we've asked in the past, it really depends. Both have their benefits and downfalls. It's important to look at the terms and conditions of e...