Valentina

Blog by Valentina


As the old saying goes "money makes the world go round." And while that's still the case, you should set yourself up in the best position to manage your finances. In a time where most Americans can't even ​cover $1,000 of expenses​, financial literacy can be necessary. We know that many p...

Valentina
11.01.21 07:08 PM - Comment(s)
The New Coronavirus Relief Bill - What you need to know

After months of delays, the President recently signed a new Coronavirus relief bill, which will bring much needed relief to many Americans. Without it, unemployment benefits would expire, evictions would start to happen to people unable to make rent payments, and the government would have...

Valentina
04.01.21 07:49 PM - Comment(s)
What is the Payment Cap in an Income Share Agreement?

You may have seen the term income share agreement, or ISA for short, pop up a lot more lately and be wondering what it even means. To make matters even more confusing, they also throw around more terms like payment cap and income share percentage. You may know that they're supposed to replaces loan...

Valentina
21.12.20 08:52 PM - Comment(s)
How a Defynance self-equity account gives you cash for investing in yourself

Defynance​ is revolutionizing the way that you think about your student debt. With over ​$1.6 trillion​ spread across 45 million borrowers, student debt is the second largest source of debt in the United States. That's to say, student debt affects a lot of people and leaves many of them behind to f...

Valentina
14.12.20 08:26 PM - Comment(s)
Restart: Helping your Customers Stay Employed

If you're a landlord or financer, one of your customers losing their job can be a huge headache. For tenants, evicting someone and trying to find a new renter can be expensive, especially with the costs of keeping a room empty. If you give someone a loan and they can't repay, it's also a large loss...

Valentina
10.12.20 08:04 PM - Comment(s)
Student Loan Payments are Due Again Soon, What Does That Mean?

Back in March, congress passed an emergency funding Bill, the ​CARES act​, to help stimulate the economy during coronavirus lockdowns. This $2.2 trillion bill provided much needed relief, including sending every eligible citizen a check for $1,200. Another relief it added was ​temporary pausing​ fe...

Valentina
07.12.20 08:12 PM - Comment(s)
Top 5 Student Debt Resources Defynance is Thankful For


This year may not have gone exactly how you had planned for it to go. Many New Years' resolutions got off track because of this virus. However, there's still a lot to be thankful for. Here at Defynance, we are thankful to all of you who continue to support us throughout everything and continue to b...

Valentina
30.11.20 08:28 PM - Comment(s)
Is an Income Share Agreement Halal?

When trying to pay for school, it can be difficult to do so while staying within the guidelines of Islamic Finance. You want to avoid interest, but school is expensive and you don't see any other ways to finance your education. However, there now may be an option for you. With the rise of income sh...

Valentina
23.11.20 08:29 PM - Comment(s)
SpenDebt: Eliminate Your Debt Through Microtransactions

Are you consumed by debt and you don't know how you're ever gonna pay it off? You could have student loans, an auto loan, a mortgage, credit cards, and more, and it feels like every time you make a payment, you're not even making a dent. Well SpenDebt has come up with a solution to help y...

Valentina
20.11.20 10:28 PM - Comment(s)
Budgeting for the Holiday Season

The holiday season is right around the corner (or here already) and you know what that means. That's right it means travelling, gift shopping, and enjoying time with your family, normally. And even those this year, things may be a bit different, the same rules still apply. It's best to prepare and ...

Valentina
16.11.20 07:46 PM - Comment(s)