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Since 1976, the month of February has been dedicated to celebrating the history and accomplishments of African-Americans. Black History Month provides an opportunity to acknowledge African-Americans for their contributions to American society and appreciate how they have overcome great adversities t...

Valentina
21.02.22 10:36 PM - Comment(s)
10 of the Most Inspiring Quotes - Dr. Martin Luther King Jr.

Equality and justice were the pillars on which Dr. Martin Luther King Jr. built the foundation of the civil rights movement that he led.

Dr. King strongly believed in social justice. He inspired millions of Americans to fight for their rights and others to stand with them.


 Inspired by Mahatma Ga...

Valentina
25.01.22 09:56 PM - Comment(s)
How To Start Investing Even If You Aren’t Rich Yet

What could be the best way to grow your funds? Investing would be the most obvious answer. Investing is a tricky business and can be intimidating for many beginners as there's a lot to grasp. However, with mere basics, you can start growing your funds gradually and learn your way into it.


To begin wi...

Valentina
18.01.22 11:02 PM - Comment(s)
Student Loan Repayment Freeze Extension... Is it a Relief?

The Biden administration has further extended the student loan repayment freeze until May 2022. However, one cannot neglect expressions like "one last time" and "prepare for repayments to restart" which accompanied this statement.


There's a shared sentiment among student loan hol...

Valentina
10.01.22 11:54 PM - Comment(s)
How to stick to your financial goals in 2022
financial planning

Firstly, wishing all our readers and friends out there a glorious and peaceful 2022 from Team Defynance!


2020 began with COVID-19, the traces of which were quite evident in 2021. Since 2020, we have learned our ways with covid and are determined to not just survive but also thrive as humans. The wor...

Valentina
03.01.22 11:53 PM - Comment(s)
Why is student debt a social issue?
stressed student

We can agree that not all loans are bad from a financial point of view. In fact, getting a loan can improve your credit score as long as you repay it in a timely manner.


On the other hand, the pros and cons of a loan vary depending upon the type of loan. For example, a home loan is beneficial as it ...

Valentina
27.12.21 11:54 PM - Comment(s)
Student Loan Repayments Are Starting Soon: How To Prepare
student loan repayment pause ending soon

As this year comes to an end, numerous individuals across the country are engulfed by the big question of student loan repayments.

The freeze on student loan repayments comes to a halt on 31st January 2022.


Though the Biden administration has expanded the student loan forgiveness to those who are in ...

Valentina
21.12.21 12:17 AM - Comment(s)
How to Budget for Big Expenses

Shopping as an activity is relaxing for some while stressing for some others. The deciding factor for this difference in experience? A shopping budget!


On a serious note, buying capacity of an individual has a strong and direct influence on the lifestyle adopted by that person. That being said, ther...

Valentina
13.12.21 11:45 PM - Comment(s)
How Saving Up Can Help You Earn Money

Quick side incomes, ways to boost your net income, how to manage finances efficiently...


These are some of the most common searches done by someone who wants to earn some extra money to meet expenses, or for some even serious reasons. But the most important question among these could be how to manag...

Valentina
06.12.21 11:35 PM - Comment(s)
Some Alternative Investments to Diversify your Portfolio


When you get into investing, you hear the same thing all the time; "You need to diversify your portfolio", "Don't put all your eggs in one basket", etc. While it's good advice, it doesn't really tell you what you need to do. Sure, you can invest in the S&P 500 and that will ...

Valentina
30.11.21 12:45 AM - Comment(s)