Right now student loan debt and a lack of savings by student loan borrowers are two of the most pressing financial issues in America. In fact, nearly 70% of Americans have less than $1000 saved. When we set out to create the Defynance Income Share Agreement (ISA) platform, we wanted to tackle both ...
12 years ago, the Public Service Loan Forgiveness (PSLF) program started to encourage people to work in the public sector. Since the program takes 10 years of qualified payments, people have only been eligible to receive forgiveness since 2017. To be eligible for the program, you must be working fu...
Credit scores range from a low of 300 to a max of 850 and most people lie somewhere in between. However, there are a few people, approximately 30,000, who have the lowest credit score possible. In most cases, having a credit score of 300 is the opposite of desirable and makes it nearly impossible t...
The American dream is becoming just a dream for more and more people. As of 2017, over half of all Americans have less than $1000 in their savings account. This includes 39% of people who saved nothing and also 25% who have saved over $10,000. This money saving issue also affects those who are look...
Creating a budget can be intimidating and overwhelming if you've never done it before. You want to be able to stick to your budget, but you also want flexibility for everything that happens. A budget can be a really helpful tool to prevent overspending, if you do it right. Having the right budget i...
There's no quick and easy fix for debt, unless you come across a huge windfall. If you're like most people, you probably don't have a lot of extra cash laying around to deal with your problems. However, it's still possible to become debt free! It just takes discipline and creativi...
With tax day right around the corner, everyone is trying to maximize their return. And with the current tax system there's always little deductions that you can add to help you get a bigger tax break. There are many deductions and credits that can be confusing to follow. Some deductions only work i...
Defynance does not produce debt because we are not lenders. Defynance empowers futures by getting rid of the burden of debt for our income sharers. We free them up to pursue their career ambitions and life passions. With our innovative and fair Income Share Agreement (ISA) product...
Over the last few months, we've been developing a student loan refinancing solution that is balanced for everyone. Our Income Share Agreement (ISA) program is beneficial to those with student loans looking to be interest and debt free. We can refinance many types of loans with the Defynance ISA, an...
As mentioned last week, we are excited to finally be launching our student loan refinancing solution! During the Defynance private beta, you will be able to refinance your student loan with an Income Share Agreement (ISA) that has built-in protections. The Defynance private beta will launch this Fr...
(1)
(10)
(7)
(21)
(1)
(12)
(39)
(37)
(15)
(11)
(15)
(18)
(10)
(2)
