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What credit card should I get?

Choosing the right credit card can be difficult. With a lot of choices out there, how do I know which is right for me? Different factors like rewards, annual fees, and other kinds of bonuses are things you should consider. Should you get a credit card with a company like Southwest or with a tr...

Valentina
02.03.20 07:59 PM - Comment(s)
What do I need in order to file my taxes?

It's tax time! You know what that means. It's time to get all your tax documents together and give yourself a headache figuring out what is and isn't relevant for this year. With all the forms that sound the same, it can be hard to know what you need in order to file your taxes....

Valentina
24.02.20 08:47 PM - Comment(s)
The best tools to help you manage your money

There are a lot of tools that can help you manage your money better. When it comes to personal finance, there are new apps being created every day to help you get your money right. A lot of these apps are simple to use and as soon as you put in your information, they take care of the...

Valentina
18.02.20 01:23 AM - Comment(s)
How ISAs differ from income-based repayment

On the surface, ​income share agreements​ (ISAs) may look a lot like income-based repayment (IBR) programs offered by the government. They both allow you to make payments based on a percentage of your income. However, if you dig a little deeper, you'll notice that the two products can be vastl...

Valentina
10.02.20 10:17 PM - Comment(s)
Why you need an emergency fund

Setting up an emergency fund can set you up for success in the future. An emergency fund is a separate account that you set up in case of, well, an emergency. Typically, you want to be able to cover at least 6 months of expenses in case anything happens in your life. Essentially, you need an emerge...

Valentina
03.02.20 09:35 PM - Comment(s)
Do you have to pay back Fafsa? Plus 3 ways to pay back student loans faster!

The Free Application for Federal Student Aid, or FAFSA for short, is exactly what it sounds like. It's an application that you can fill out in order to receive federal financial aid. Filling it out is beneficial: it costs you nothing and can give you access to grants or loans for you...

Valentina
27.01.20 09:57 PM - Comment(s)
The State of American Debt

Debt is a fact of life. It follows us everywhere and is readily available for many big purchases, like cars and homes. In fact, the average American debt sits at nearly ​$38,000​ a person. This is mostly spread across the four main types of debt: Mortgages, Student Loans, Auto Loans, and ...

Valentina
21.01.20 10:46 PM - Comment(s)
How to Refinance Student Loans (the new way)

Refinancing student loans can be stressful and time consuming. As you do research, you realize there's a lot of companies out there, but it looks like they all provide the same service. And all these companies just replace your student loans with another loan. With all these companies offering the ...

Valentina
13.01.20 10:13 PM - Comment(s)
The Best Way to Refinance Your Student Loan in 2020

If you're looking to refinance your loans it can be extremely confusing and frustrating. It takes a lot of time to learn what your options are, along with the benefits and drawbacks. On top of that, there's a lot of different companies out there that are able to refinance student loans, so which on...

Valentina
06.01.20 09:32 PM - Comment(s)
Everything you Need to Know about Income Share Agreements

Income share agreements, or ISAs for short, have gained a lot of ground the last few months. This includes a number of proposed bills in congress. An ISA is a contract in which a person agrees to share a set percent of their income in exchange for an agreed upon amount of funding. With an...

Valentina
30.12.19 09:21 PM - Comment(s)