Choosing the right credit card can be difficult. With a lot of choices out there, how do I know which is right for me? Different factors like rewards, annual fees, and other kinds of bonuses are things you should consider. Should you get a credit card with a company like Southwest or with a tr...
It's tax time! You know what that means. It's time to get all your tax documents together and give yourself a headache figuring out what is and isn't relevant for this year. With all the forms that sound the same, it can be hard to know what you need in order to file your taxes....
There are a lot of tools that can help you manage your money better. When it comes to personal finance, there are new apps being created every day to help you get your money right. A lot of these apps are simple to use and as soon as you put in your information, they take care of the...
On the surface, income share agreements (ISAs) may look a lot like income-based repayment (IBR) programs offered by the government. They both allow you to make payments based on a percentage of your income. However, if you dig a little deeper, you'll notice that the two products can be vastl...
Setting up an emergency fund can set you up for success in the future. An emergency fund is a separate account that you set up in case of, well, an emergency. Typically, you want to be able to cover at least 6 months of expenses in case anything happens in your life. Essentially, you need an emerge...
The Free Application for Federal Student Aid, or FAFSA for short, is exactly what it sounds like. It's an application that you can fill out in order to receive federal financial aid. Filling it out is beneficial: it costs you nothing and can give you access to grants or loans for you...
Debt is a fact of life. It follows us everywhere and is readily available for many big purchases, like cars and homes. In fact, the average American debt sits at nearly $38,000 a person. This is mostly spread across the four main types of debt: Mortgages, Student Loans, Auto Loans, and ...
Refinancing student loans can be stressful and time consuming. As you do research, you realize there's a lot of companies out there, but it looks like they all provide the same service. And all these companies just replace your student loans with another loan. With all these companies offering the ...
If you're looking to refinance your loans it can be extremely confusing and frustrating. It takes a lot of time to learn what your options are, along with the benefits and drawbacks. On top of that, there's a lot of different companies out there that are able to refinance student loans, so which on...
Income share agreements, or ISAs for short, have gained a lot of ground the last few months. This includes a number of proposed bills in congress. An ISA is a contract in which a person agrees to share a set percent of their income in exchange for an agreed upon amount of funding. With an...
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