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Our Crowdfunding Campaign is (Almost) Live!

That's right! Our long awaited crowdfunding campaign is almost here and you can finally invest in Defynance. Now is your chance to own a part of an exciting new startup tackling the student debt crisis. For as little as $100, you can own your own share of Defynance and help us s...

Valentina
28.09.20 09:34 PM - Comment(s)
Why is College so Expensive?

It's no surprise that college prices have risen by a lot in the past few decades. In fact, the average yearly cost of a university has risen from $4,885 in 1985 to $23,385 in 2017. This rise is significant, even when you account for rising costs from inflation. The trend holds between pub...

Valentina
21.09.20 08:34 PM - Comment(s)
How to navigate the job market in an economic downturn

It's no secret that the COVID-19 has caused the worst unemployment in the US rate since the Great Depression, ballooning from ​3.8% all the way to 14.4%​ in just two months. We even experienced the most unemployment claims in one week, ever. And while things may be looking grim, it will get better ...

Valentina
14.09.20 08:51 PM - Comment(s)
Should I get a variable rate or a fixed rate loan?

So you're looking to take out a loan and you see the variable rate and fixed rate options and wonder, which one should you get. Well, like many of the problems we've asked in the past, it really depends. Both have their benefits and downfalls. It's important to look at the terms and conditions of e...

Valentina
08.09.20 07:15 PM - Comment(s)
The SEC Opens Up Startup Investing For All

Investing in startups can be risky, but can also be a hugely rewarding endeavor. The examples of Facebook equity holders who became rich overnight rattles around between the ears of many investors, where massive returns are earned by investing small amounts with a high risk profile. The trouble is ...

Valentina
01.09.20 12:38 AM - Comment(s)
When to take out a second mortgage

Alright, you just bought a home and got your first mortgage. You've been paying it down for a while and everything is looking good. Suddenly, you get a letter in the mail telling you that you're eligible for a second mortgage. You think to yourself "What is a second mortgage and why would I ne...

Valentina
24.08.20 06:22 PM - Comment(s)
How to get a loan without a cosigner

Securing a loan with a cosigner, especially in cases like student loans, can be great in order to secure the lowest rate possible. However, we know it's not always possible to get a loan with a cosigner. If that's the case, we want to help you find the best option for you. With all these options ou...

Valentina
17.08.20 06:22 PM - Comment(s)
Help fix the student loan crisis

One point six trillion dollars, or one-thousand six hundred billion dollars. That's what student loan debt in the United States currently sits at. Many people recognize that this debt is a huge burden and has prevented many people from achieving what they want to achieve. 


 People have had...

Valentina
10.08.20 06:30 PM - Comment(s)
Plan out your bootstrap - Farrukh Siddiqui on The Inventive Journey Podcast

Farrukh Siddiqui, Founder and CEO of Defynance, was just featured on The Inventive Journey podcast in an episode titled "Planning Out Your Bootstrap." Devin Miller, an established IP attorney, hosted a discussion revolving around Farrukh's entrepreneurial journey including lessons learned ...

Valentina
05.08.20 07:07 PM - Comment(s)
Best Crowdfunding Platforms for New Startups

Are you interested in investing in a hot new startup, but don't know where to start? Well thanks to the the 2012 Jumpstart Our Business Startups Act (JOBS), now you can. Due to this, a lot of companies have began to pop up in order to help startups set up their crowdfunding camp...

Valentina
03.08.20 08:37 PM - Comment(s)