Valentina

Blog by Valentina

How COVID affects your mental health

For the past year, most people have been adjusting to new lifestyles. Everyone has become accustomed to lockdowns, restricted travel, and extreme boredom. And all that can take a toll on your mental health. Last year, mental health issue prevalence rose and it's no coincidence that i...

Valentina
01.06.21 06:15 PM - Comment(s)
The Difference Between Loans and Income Share Agreements
Defynance provides income share agreements which have differences from loans

While a student can use both income share agreements (ISAs) and loans to finance their education, they are two separate concepts. Income share agreements have built in protections that help the consumer during economic hardship.  There’s also no obligation to pay back the full amount funded. H...

Valentina
24.05.21 09:25 PM - Comment(s)
The Benefits of Working From Home
For the past year, many of us have transitioned to a remote role as the pandemic , myself included. And while the change took some adjusting to get used to it, many companies seem to making it more of a permanent feature. And there are benefits for both workers and employers. While employers can sa...
Valentina
17.05.21 06:12 PM - Comment(s)
Tips to Keep a Good Credit Score
Tracking your credit score can be a good way to keep it up

You spent the last few years building up your credit by limiting spending on credit cards and making all your payments on time. Now you finally got the credit score that you were aiming for, but now what? A good credit score can help you get access to more and cheaper lines of credit, but...

Valentina
10.05.21 06:48 PM - Comment(s)
Ways to avoid debt while going to college

Today, most students have to take out loans to get through college. Even with the high price tag, many people think it's the best way to improve their salaries and college graduates consistently make more than non-graduates. This causes the price of college to continue to ​rise​ and there's less mo...

Valentina
03.05.21 06:04 PM - Comment(s)
We just finished TechStars Boulder, now what?
Our team crawled to the finish line after three months of intense ​TechStars​ programming, but we made it and couldn't be happier. After thirteen weeks of blood, sweat, and tears, we ended the program by showing off what we've accomplished through Demo Day, where we exhibited Defynanc...
Valentina
26.04.21 06:40 PM - Comment(s)
The Consequences of Putting Off Student Loan Payments

If you’re struggling to pay your loan, you’re not the only one. 27% of students who graduated in 2004 have defaulted on their student loans. While missing a payment of your student loans may seem alarming, there are some options that can help you out. But first, what are the consequences ...

Valentina
19.04.21 05:58 PM - Comment(s)
How to return to the office after COVID
Many offices around the world have been closed for over a year now and many people have been working remote during that time, including us. Now, with vaccines becoming more widespread, it's starting to look like the pandemic is winding down and people will begin to transition to office life again. A...
Valentina
12.04.21 07:30 PM - Comment(s)
Ways to Pay Down Your Debt Ahead of Time

It can be difficult and take a lot of time to pay down your debt, unless you come across a huge windfall. However, if you’re like most people, you probably don’t have a lot of extra cash laying around to deal with your problems. Even without a huge windfall, it’s still possible to become debt free!...

Valentina
05.04.21 06:05 PM - Comment(s)
Alternative Career Paths for Engineers

On a personal note, I went through 5 years of college for chemical engineering and realized I didn't like the field. Luckily engineers learn most importantly to be critical thinkers and can take on a variety of tasks in many different areas. Some places even prefer hiring engineers to other majors ...

Valentina
29.03.21 06:25 PM - Comment(s)