Firstly, wishing all our readers and friends out there a glorious and peaceful 2022 from Team Defynance!
2020 began with COVID-19, the traces of which were quite evident in 2021. Since 2020, we have learned our ways with covid and are determined to not just survive but also thrive as humans. The wor...
We can agree that not all loans are bad from a financial point of view. In fact, getting a loan can improve your credit score as long as you repay it in a timely manner.
On the other hand, the pros and cons of a loan vary depending upon the type of loan. For example, a home loan is beneficial as it ...
As this year comes to an end, numerous individuals across the country are engulfed by the big question of student loan repayments.
The freeze on student loan repayments comes to a halt on 31st January 2022.
Though the Biden administration has expanded the student loan forgiveness to those who are in ...
Shopping as an activity is relaxing for some while stressing for some others. The deciding factor for this difference in experience? A shopping budget!
On a serious note, buying capacity of an individual has a strong and direct influence on the lifestyle adopted by that person. That being said, ther...
Quick side incomes, ways to boost your net income, how to manage finances efficiently...
These are some of the most common searches done by someone who wants to earn some extra money to meet expenses, or for some even serious reasons. But the most important question among these could be how to manag...
When you get into investing, you hear the same thing all the time; "You need to diversify your portfolio", "Don't put all your eggs in one basket", etc. While it's good advice, it doesn't really tell you what you need to do. Sure, you can invest in the S&P 500 and that will ...
Debt can be a useful tool, but other times you can get stuck in the debt trap. Sometimes debt keeps you in a continuous cycle where interest compounds and it seems like you'll never escape. So what are some of the ways that debt traps you?
Interest is a parasite that you...
The amount someone needs to retire depends on a lot of factors like how old you are when you retire and how much you spend in a typical month. In most cases, you'll need at least $500,000, but generally you'll want more than that. If you want to make $40,000 a year in retirement, you'll need around...
Credit scores range from a low of 300 to a max of 850 and most people lie somewhere in between. However, there are a few people, approximately 30,000, who have the lowest credit score possible. In most cases, having a credit score of 300 is the opposite of desirable and makes it nearly impossible t...
You just got your degree, now what? In most cases, you're either going to begin working or pursuing another degree. If you're one of the many who are looking to work afterwards, it can be difficult to find the right job after college. 53% of graduates are either unemployed or working in a job that ...
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