Valentina

Blog by Valentina

How income inequality disproportionately affects black Americans

In the past month, many issues affecting black Americans have come to light. One that is especially troubling is the reality of income inequality in America. Though we have made some improvements in terms of representation, the structures are designed in a way that discourages overcoming ...

Valentina
29.06.20 06:22 PM - Comment(s)
Are ISA's really more expensive than a loan?

In recent years, income share agreements (ISAs) have been touted as an alternative to college loans. The people pushing for this change claim that they are more balanced in risk vs reward for the person pursing a college degree. While that may be true, many critics claim that they are often mo...

Valentina
22.06.20 06:17 PM - Comment(s)
Three new companies helping you destroy your debt

Debt can be beneficial and some of it is good debt. Some debt can help you to improve your credit score and help make big purchases like cars or houses. Student debt is not that. Other debt is not like that. Bad debt comes in many shapes in sizes, but it always leaves you in a worse position than b...

Valentina
15.06.20 07:16 PM - Comment(s)
Do student loans discriminate?

Access to a college education is something that everyone should be able to enjoy. Accessibility of federal student loans is something that has helped improve that access. However, these loans can still disproportionately affect different types of people. Even with access to various types of loans, ...

Valentina
08.06.20 06:33 PM - Comment(s)
Teacher Student Loan Forgiveness Programs

Student loans can be daunting for anybody, but especially for new teachers. With an average starting salary of ​$38,617​ nationwide and the average student debt being nearly the entirety of that (​$32,731​), it can be difficult to pay back your student loans. This lower than average ...

Valentina
01.06.20 06:13 PM - Comment(s)
The HEROES Act. What you need to know about your student loans

Last week, the House of Representatives passed the HEROES Act and now it's up to the Senate to push the bill further along. This bill would provide over ​$3 Trillion​ in relief, including some much needed student loan relief, hopefully. The bill looks to send more stimulus checks and expa...

Valentina
25.05.20 05:15 PM - Comment(s)
Is refinancing my student loans the best option?

Refinancing your student loans is a big deal and can be a hard choice to make. There's plenty of companies out there that will refinance your student loans, so how do you pick which one to go with? When deciding whether or not to refinance, you want to get as much information as possible and m...

Valentina
18.05.20 10:54 PM - Comment(s)
Finding the right apartment for you

Finding the right apartment can be difficult. Apartment hunting takes a lot of time and energy. You also want to make sure you get the best deal available. Today, with the availability of resources online, it's easier than ever to apartment hunt. And most sites can give you all the information you ...

Valentina
11.05.20 06:43 PM - Comment(s)
Alternative ways to finance your home

Buying a home is a huge investment, and it can take years to save up enough money for the down payment. And after that, you still have to pay a large sum each month for your monthly mortgage payments. It can be hard to come up with the money to finance your home, but there are some alternatives out...

Valentina
04.05.20 06:14 PM - Comment(s)
5 ways to manage your stress

Today, many people value hard work to the point of exhaustion, and they can end up getting burned out. While it may seem valiant to work long days and you feel like you're getting a lot done, it can have adverse effects on your ​health​. This can affect your overall productivity...

Valentina
20.04.20 05:59 PM - Comment(s)