We all know that student debt can be expensive, even as expensive as owning a home. So what do you do if you want both at the same time? That's tough, since a big factor when you buy a home is your debt-to-income ratio (dti). Many lenders will look at this and automatically disqualify you if it's t...

So you're looking to take out a loan and you see the variable rate and fixed rate options and wonder, which one should you get. Well, like many of the problems we've asked in the past, it really depends. Both have their benefits and downfalls. It's important to look at the terms and conditions of e...

Alright, you just bought a home and got your first mortgage. You've been paying it down for a while and everything is looking good. Suddenly, you get a letter in the mail telling you that you're eligible for a second mortgage. You think to yourself "What is a second mortgage and why would I ne...

Are you interested in investing in a hot new startup, but don't know where to start? Well thanks to the the 2012 Jumpstart Our Business Startups Act (JOBS), now you can. Due to this, a lot of companies have began to pop up in order to help startups set up their crowdfunding camp...

Unfortunately, there's not a lot of easy ways to invest in startups. Many of them aren't publicly traded companies and may never be, so how do you cash in on the next big thing? Well, recently people have seen this problem and have started to allow greater access to investing in hot new companies. ...

Finding the right apartment can be difficult. Apartment hunting takes a lot of time and energy. You also want to make sure you get the best deal available. Today, with the availability of resources online, it's easier than ever to apartment hunt. And most sites can give you all the information you ...

Buying a home is a huge investment, and it can take years to save up enough money for the down payment. And after that, you still have to pay a large sum each month for your monthly mortgage payments. It can be hard to come up with the money to finance your home, but there are some alternatives out...

We may not be in a recession yet, but it's almost certain that it will happen soon. With unemployment rising and many businesses closing, you need to be prepared to weather the storm. Even with a government ​stimulus check​, many people will still continue to struggle through a financial crisi...

The age old question. When should I start investing? Is the market over-inflated? Should I wait for another dip? Well that time may never come. The market normally goes up and no one can predict when a downturn will happen. If you wait until the market crashes, you may lose out on the gains t...